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CDs & IRA Rates

CDs & IRA Rates
Type Rate APY1 Conditions
6 Month CD Only 3.93% 4.00% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
9 Month CD Only 3.93% 4.00% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
12 Month 3.69% 3.75% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
18 Month 1.98% 2.00% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
24 Month 3.20% 3.25% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
36 Month 2.23% 2.25% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
48 Month 2.72% 2.75% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
60 Month 2.96% 3.00% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Notes: Rates stated are as of date indicated. Regular Share, Share Draft, Club, Money One and IRA Regular Share are the declared rate for 01/17/2025. All rates subject to change. Certificate rates are subject to change at any time.
1 APY = Annual Percentage Yield