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Savings Rates

Share Rates as of 07/01/2019

 

Share Rates
Type APR 1 APY 2 Conditions
Regular .25% .25% Dividends paid & compounded qtrly. Rate is declared rate for 12/31/18.
IRA Regular Share .25%   .25%  Dividend paid & comp.quarterly. Rate is declared rate for 12/31/18.
Clubs .25% .25% Dividends paid & compounded qtrly. Rate is declared rate for 12/31/18.
Draft .15% .15% Minimum avg balance $500 Dividends paid & compounded quarterly. Rate is declared rate for 12/31/18.
Tiered Money Market tiered   Minimum avg balance $2,500.00 to earn dividend. Dividends paid & compounded quarterly. Rate is declared rate for 12/31/18.
Tier 1: $2,500-$10,000 .25% .25% none
Tier 2: $10,001- $75,000 .75% .75% none
Tier 3: $75,001 & Greater 1.05% 1.05% none

 

Certificate Rates
Type APR 1 APY 2 Conditions
6 Month Certificate 1.05% 1.06% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 90 days dividend
12 Month Certificate 1.40% 1.41% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
18 Month Certificate 2.00% 2.02% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
24 Month Certificate 2.30% 2.32% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
36 Month Certificate 2.30% 2.32% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
48 Month Certificate 2.40% 2.43% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
60 Month Certificate 2.50% 2.53% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
12 Month IRA Certificate 1.40% 1.41% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
18 Month IRA Certificate 2.00% 2.02% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
24 Month IRA Certificate 2.30% 2.32% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
36 Month IRA Certificate 2.30% 2.32% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
48 Month IRA Certificate 2.40% 2.43% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend
60 Month IRA Certificate 2.50% 2.53% $500 minimum, Dividends compounded monthly Early Withdrawal Penalty = 180 days dividend

Notes: Rates stated are as of date indicated. Regular Share, Share Draft, Club, Money One and IRA Regular Share are the declared rate for 09/30/2018. All rates subject to change. Next share dividend declaration date is September 30, 2018 and share dividends may change at that time. Certificate rates are subject to change at any time.
1 APR = Annual Percentage Rate
2 APY = Annual Percentage Yield

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