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Savings Rates

Share Rates
Type APY1 Conditions
Regular 0.10% Dividends paid & compounded qtrly. Rate is declared rate for 06/28/2024.
IRA Regular Share 0.10% Dividends paid & compounded qtrly. Rate is declared rate for 06/28/2024.
Club Accounts 0.10% Dividends paid & compounded qtrly. Rate is declared rate for 06/28/2024.
Checking Account .05% Minimum avg balance $500. Dividends paid & compounded quarterly. Rate is declared rate for 06/28/2024.
Tiered Money Market   Minimum avg balance $2,500.00 to earn dividend. Dividends paid & compounded quarterly. Rate is declared rate for 01/17/2025.
Tier 1: $2,500 - $10,000 0.50%  
Tier 2: $10,001 - $75,000 0.85%  
Tier 3: $75,001 & Greater 1.00%  

Notes: Rates stated are as of date indicated. Regular Share, Share Draft, Club, Money One and IRA Regular Share are the declared rate for 01/17/2025. All rates subject to change. Certificate rates are subject to change at any time.
1 APY = Annual Percentage Yield

CDs & IRA Rates
Type Rate APY1 Conditions
6 Month CD Only 3.93% 4.00% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
9 Month CD Only 3.93% 4.00% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
12 Month 3.69% 3.75% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
18 Month 1.98% 2.00% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
24 Month 3.20% 3.25% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
36 Month 2.23% 2.25% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
48 Month 2.72% 2.75% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
60 Month 2.96% 3.00% $500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Notes: Rates stated are as of date indicated. Regular Share, Share Draft, Club, Money One and IRA Regular Share are the declared rate for 01/17/2025. All rates subject to change. Certificate rates are subject to change at any time.
1 APY = Annual Percentage Yield