Loan Rates as of 05/04/2023
Cost Saver Mortgage - Refinance
Term |
Rate |
10 Year |
5.250% |
15 Year |
5.500% |
Home Equity Loan
Term |
Max. Loan to Value |
Rate* |
Max. Loan Amt |
Min. Loan Amount |
5 Years |
80% |
5.500% |
$250,000 |
$7,500 |
10 Years |
80% |
5.750% |
$250,000 |
$7,500 |
15 Years |
80% |
5.990% |
$250,000 |
$7,500 |
Home Equity Line of Credit
Term |
Rate* |
Floor |
Max. Line |
80% max. loan to value |
Prime minus 0.50% |
3.00% |
$250,000 |
Promotional Rate of 4.99% on new money and for 12 months only. Learn more.
Motor Auto Loan Rates
Model Year |
36 Month APR 1 |
60 Month APR 1 |
Conditions |
2020-Newer Model Year |
3.99% |
4.75% |
Also available
48 mo. term @ 4.50%
72 mo. term @ 5.25% |
2013-2019 Model Year |
4.75% |
5.45% |
48 mo. term @ 5.24%
72 mo. term @ 5.75%
|
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***New/Used Auto Rates do not apply to existing FD Community Auto Loans***Rates stated are lowest available. Rates vary based upon term and applicant's personal credit history. 3.99%-Monthly payment per $1,000 borrowed is $29.53 for 3 years. Other rates and terms available. Rates based on credit history and term. Qualification restrictions
apply.Rates are stated in Annual Percentage Rate (APR). 1APR = Annual Percentage Rate
VISA Credit Cards
Type |
Purchases APR 1 |
Cash APR 1 |
Conditions |
Visa Classic |
8.95% |
8.95% |
25 day grace
3% of balance payment
Max line: $10,000
No annual fee |
Visa Classic PLUS |
12.25% |
13.25% |
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Consumer Loan Rates
Type |
36 Month APR 1 |
60 Month APR 1 |
Conditions |
Signature |
9.95% |
9.95% |
none |
Share Secured |
+3.0% over share type pledged |
+4.0% over share type pledged |
none |
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