Loan Rates as of 9/01/2020
1st Mortgages
|
Term |
Rate |
APR 1 |
|
10 Years (no points) |
2.375% |
2.450% |
|
15 Years (no points) |
2.500% |
2.551% |
|
30 Years (no points) |
3.000% |
3.028% |
Home Equity Loan
|
Term |
Max. Loan to Value |
Rate* |
Max. Loan Amt |
Min. Loan Amount |
|
5 Years |
80% |
2.875% |
$125,000 |
$7,500 |
|
10 Years |
80% |
3.500% |
$125,000 |
$7,500 |
|
15 Years |
80% |
4.000% |
$125,000 |
$7,500 |
Home Equity Line of Credit
|
Term |
Rate* |
Floor |
Max. Line |
|
80% max. loan to value |
Prime minus 0.75% |
3.00% |
$150,000 |
Promotional Motor Vehicle Refinance Loan Rates*
|
Model Year |
36 Month APR 1 |
60 Month APR 1 |
Conditions |
|
2017-Newer Model Year |
1.50% |
1.75% |
Also available
48 mo. term @ 1.61%
72 mo. term @ 3.35% |
*Valid for Refinance of Loans NOT AT FD Community FCU ONLY. Cannot refinance an existing FD Community FCU auto loan.
Motor Vehicle Loan Rates
|
Model Year |
36 Month APR 1 |
60 Month APR 1 |
Conditions |
|
2017-Newer Model Year |
1.99% |
2.24% |
Also available
48 mo. term @ 2.10%
72 mo. term @ 3.84% |
|
2013-2016 Model Year |
5.74% |
6.20% |
48 mo. term also available |
Apply Now
VISA Credit Cards
|
Type |
Purchases APR 1 |
Cash APR 1 |
Conditions |
|
Visa Classic |
8.95% |
8.95% |
25 day grace
3% of balance payment
Max line: $10,000
No annual fee |
|
Visa Classic PLUS |
12.25% |
13.75% |
Apply Now
Consumer Loan Rates
|
Type |
36 Month APR 1 |
60 Month APR 1 |
Conditions |
|
Signature |
9.95% |
10.95% |
none |
|
Share Secured |
+3.0% over share type pledged |
+4.0% over share type pledged |
none |
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