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Loan Rates

Loan Rates as of 1/16/2020

 

1st Mortgages
Term Rate APR 1
10 Years (no points) 3.000% 3.075%
15 Years (no points) 3.125% 3.177%
30 Years (no points) 3.625% 3.654%

Contact us for more information. Rates can change at any time.

2nd Mortgages
Term Max. Loan to Value Rate* Max. Loan Amt Min. Loan Amount
5 Years 80% 3.875% $125,000 $7,500
10 Years 80% 4.500% $125,000 $7,500
15 Years 80% 5.000% $125,000 $7,500

* Lowest available rate. Rates based on credit history and qualification restrictions apply. All rates subject to change without notice. Contact us for more information.

Home Equity Line of Credit
Term Rate* Floor Max. Line
80% max. loan to value Prime minus 0.75% 3.00% $150,000

* Lowest available rate as low as Prime minus .75% for life of loan. Rates based on credit history and qualification restrictions apply. The Prime rate is currently 4.75%. 10 yr draw/15 yr repay. All rates subject to change without notice. Contact us for more information.

 

Motor Vehicle Loan Rates
Model Year 36 Month APR 1 60 Month APR 1 Conditions
2017-Newer Model Year 2.11% 2.36% Also available
48 mo. term @ 2.22%
72 mo. term @ 3.96%
2013-2016 Model Year 5.74% 6.20% 48 mo. term also available

 

VISA Credit Cards
Type Purchases APR 1 Cash APR 1 Conditions
Visa Classic 8.95% 8.95% 25 day grace
3% of balance payment
Max line: $10,000
No annual fee
Visa Classic PLUS  12.25% 13.75%

 

Consumer Loan Rates
Type 36 Month APR 1 60 Month APR 1 Conditions
Signature 9.95% 10.95% none
Share Secured +3.0% over share type pledged +4.0% over share type pledged none

Rates stated are lowest available. Rates vary based upon term and applicant's personal credit history.
Rates are stated in Annual Percentage Rate (APR).
1APR = Annual Percentage Rate

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