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Auto Loans


New Cars


Used Cars



Always great rates - shop us first!

Make FD Community FCU your first stop when shopping for a new car, used car or motorcycle!  Our rates are always competitive, and we can help you drive away happier! Shop us to get your great rate then shop for your car! Buy with the power of cash and take advantage of all dealer rebates and incentives.  

Already have a loan from another lender? Refinance your auto loan with FD and you could save every month on your payments!

  • New Car Financing
  • Used Car Financing
  • Refinancing Your Loan from Another Lender
  • Motorcycle Financing
  • Great Rates up to 72 Months

Apply Now Calculate See All Rates

Auto Loan Rates
Model Year 36 Month APR1 60 Month APR1 Conditions
2021 & Newer 4.99% 5.49% Also available
48 mo. term @ 5.24%
72 mo. term @ 5.74%
2014-2020 5.49% 5.99% Also available
48 mo. term @5.74%
72 mo. term @ 6.49%

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Vehicle loans are available for the purpose of purchasing a new or used vehicle, refinancing an existing vehicle loan, or purchasing a currently leased vehicle. Existing FD Community FCU loans are not eligible. Vehicles with rebranded titles (total loss, flood, rebuilt, etc.) are not eligible for financing.

Vehicle loan rates are stated as Annual Percentage Rates (APR). Rates based on credit history and qualification restrictions apply. All rates are subject to change without notice. Rates may range from 4.99% to 13.75% depending on the vehicle model year, credit history, and reflects a .25% discount for automatic payments from an FD Community FCU account. Other rates and terms available.  Payment example for a borrower with top tier credit: For a term of 60 months at a rate of 5.49% the estimated monthly payment is $19.10 per $1,000.00 borrowed. Rates, monthly payments, and examples are estimates and provided as a courtesy only.