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We've Got You Covered!

Whatever life may throw at you- FD has you covered!

Debt Protection

Debt Protection is a voluntary payment protection product available to eligible borrowers at group rates. This coverage will cancel monthly payments or entire balances based on covered events. To learn more about Debt Protection please ask your loan officer or reach out to the Lending Team via email at loanservicing@fdcommunityfcu.org.

Mechanical Repair Coverage

Mechanical Repair Coverage (MRC) is high-quality, comprehensive coverage that helps pay for the cost of parts and labor for any covered vehicle mechanical repair. It provides the needed protection at the time the member’s vehicle is most likely to require repairs. MRC offers different levels of coverage to fit members’ needs. To learn more about Mechanical Repair Coverage please ask your loan officer or reach out to the Lending Team via email at loanservicing@fdcommunityfcu.org.

GAP - Guaranteed Asset Protection

If your car is totaled/stolen for any reason, the amount of reimbursement you receive from your insurance company may be substantially less than the amount you owe on your car loan. Unless you're covered by gap insurance, this financial shortfall, or "GAP" could leave you to ow thousands of dollars.

Additional Coverages Included with a GAP Purchase:

  • ADR (Auto Deductible Reimbursement) - If you're in a minor accident and need to file a claim with your insurance company, you will be eligible for a reimbursement of up to $500.00.
  • Gap Plus - If you suffer a total loss, you will be eligible for $1,000.00 toward your next vehicle if financed with the credit union within 90 days of the total loss.

To learn more just about GAP please click here.

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