Today's Mortgage Rates
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APR = Annual Percentage Rate
5 Yr. HEFIX (80% CLTV)
The information provided is based on a $100,000 home equity loan. The rate lock period is 60 days and the assumed credit score is 740+. This assumes that the total of all existing mortgages does not exceed 80.00% of the property value. Property insurance is required. No pre-payment penalties.
At a 5.49% interest rate, the APR for this loan type is 5.490%. The estimated monthly payment schedule would be: 60 payments of $1,909.53.
10 Yr. HEFIX (80% CLTV)
At a 5.99% interest rate, the APR for this loan type is 5.99%. The estimated monthly payment schedule would be:120 payments of $1,109.39.
15 Yr. HEFIX (80% CLTV)
At a 6.49% interest rate, the APR for this loan type is 6.490%. The estimated monthly payment schedule would be:180 payments of $870.18.
Application Fee: $0.00
Closing Fees: $0.00
Annual Fee: $0.00
Fully indexed rate is as low as Prime minus .75% with a floor of 3.00%. Rates based on credit history and qualification restrictions apply. As of Janurary 1st, 2025, the Prime rate is 7.50%. 10 yr draw/15 yr repay. All rates subject to change without notice. Maximum APR is capped at 18.00%. Property insurance required. No pre-payment penalties. NMLS #669541. All rates subject to change without notice. Contact us for more information.
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