Our Loans Make You Feel Right – At Home!
Whether it’s your first home purchase, upgrading, down-sizing, or refinancing, you’ll never go wrong with an FD Mortgage! Our mortgage loans offer great rates and an easy and convenient application process right online, too!
Not sure which of our great options below is right for you? Click the inquire link below and one of our experienced mortgage professionals can talk with you and find just the right option for your individual and specific needs and walk you through the entire process!
NEW YEAR - NEW PROMO*!
Looking for a mortgage that works for you? We’ve got you covered!
Here’s why now is the perfect time to finance your home with FD Community Federal Credit Union:
- 50 Basis Points Off the Current Market Rate: Save big with a rate that’s better than the rest! Offer valid for new or refinanced.
- 1 FREE Float Down During the Lock Period: If rates drop, you can secure the lower rate—no extra cost, no stress.
Take advantage of this exclusive offer to make homeownership more affordable and flexible. Whether you’re buying your first home or refinancing, FD Community is here to help you every step of the way.
FD Mortgage Features
- Low Fixed or Adjustable-Rate Options
- Guaranteed low closing costs
- Second homes
- Out of state financing available
- First Time Homebuyer Program
- FHA/VA/USDA Available
- 1-4 family investment properties
- AND MORE!
*Mortgage approvals may be based on credit, LTV and loan purpose. The discounted rate of 50 BPS applies a 30-, 20- or 15-year mortgage purchase or refinance and not all loans that are submitted to FD may qualify. FHA, VA, USDA and JUMBO loans are excluded from the promotion. The rate discount is based off the listed 30-year rate on the day the rate lock occurs. Contract must be received to lock the rate discount. Once rate is locked, FD will allow one float down if rates drop prior to closing. Loan Level Pricing Adjustments (LLPA’s) will be waived and the buying down of the interest rate is prohibited for this promotion. Certain restrictions and conditions apply.