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About Us

FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.

Credit Union Difference

A Credit Union Member is More than a Customer…

Over 86 million Americans are credit union members. While there are some similarities between credit unions and banks, certain features are unique to credit unions.

Personal Financial Services

FD Community Federal Credit Union offers a full range of personal and business financial services. Whether you wish to do business at one of our branch offices or from the comfort of home we deliver convenient, quality personal financial services to our members. We know you and understand your financial needs.


No one person or organization owns the credit union. It is owned and governed by its member-owners. Policy making is watched over by a volunteer Board of Directors elected by the members. As a cooperative, FD Community Federal Credit Union exists solely to provide members with affordable financial services.


Our earnings are returned to members in the form of lower rates on loans, higher returns of savings, lower fees and quality service.

Meet Our Senior Management

Ann Marino - President and CEO

Michael D'Orlando - COO

Renee Warner - VP of Finance

Daniel Ruocco - VP of Lending


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