When you’ve got some time and are ready to earn even more!
Our term certificates offer our highest savings rates and a variety of term lengths to help you build your savings safely while taking advantage of today’s rate environment.
When you open a certificate, you invest a fixed sum of money for a fixed period of time. We offer certificate terms from 6 months to 5 years – AND – you can open a certificate and earn a great rate with as little as $500!
Great For IRA’s Too!
Certificates over 12 months in term can be used for IRA Accounts.
Stop by any branch to open your certificate and take advantage of our great rates – today!
CDs & IRA Rates
| Type |
Rate |
APY1 |
Conditions |
| 6 Month CD Only |
4.89% |
5.00% |
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend. |
| 9 Month CD Only |
4.17% |
4.25% |
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend. |
| 12 Month |
4.17% |
4.25% |
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend. |
| 18 Month |
1.98% |
2.00% |
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend. |
| 24 Month |
3.20% |
3.25% |
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend. |
| 36 Month |
2.23% |
2.25% |
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend. |
| 48 Month |
2.72% |
2.75% |
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend. |
| 60 Month |
2.96% |
3.00% |
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend. |