Who Can Join?

FD Community Federal Credit Union changed to a community charter in 2001. With the community charter membership became open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in the towns of Waterbury, Naugatuck, Cheshire, Watertown, Wolcott, Plymouth, Prospect, Oakville, Thomaston, or Middlebury, Connecticut. You do not need to be a firefighter to join.

Why Join the Credit Union?

Credit Union membership has its privileges. Here's how you can benefit from using the FD Community Federal Credit Union.

  • Save Money On Rates
    Our savings and loan rates are consistently better than most banks. Compare and See!
  • Save Money on Fees
    We've eliminated or reduced fees for essential financial services such as Checking Accounts and ATM / VISA Debit Cards. Compare and See!
  • Full Service
    You can handle all of your personal finances at the Credit Union.
  • Convenient Access to Your Money
    Set your own banking hours with our convenient, 24-hour services such as Online and Mobile Banking, ATM Cards, Visa Debit Cards, and more. You choose when, where and how to conduct your financial business with us.
  • Enjoy the Peace of Mind of Insured Deposits
    Your savings are federally insured up to $250,000 by the NCUA. IRAs are separately insured up to $250,000 by the NCUA.
  • Ownership
    As an owner of the Credit Union, you receive personalized service in an atmosphere of trust and confidentiality. You're not treated as another "customer."
  • Lifetime Membership
    Once you join the Credit Union, you can take us with you wherever you go, even if you change jobs, relocate, or retire.
  • Family Membership
    Your family members can also join the Credit Union and enjoy the same benefits that you do.

How Do I Join?

Joining is easy. Simply contact us and our friendly staff will be happy to assist you.

Main Office
601 Watertown Avenue, Waterbury, CT 06708
Phone (203) 753-9201
Fax (203) 756-6886

Meriden Road Branch
281 Meriden Road, Waterbury, CT 06705
Phone (203) 346-6185