Loan Rates as of 04/08/2024
Home Equity Loan
Term |
Max. Loan to Value |
Rate* |
Max. Loan Amt |
Min. Loan Amount |
5 Years |
80% |
5.49% |
$250,000 |
$7,500 |
10 Years |
80% |
5.99% |
$250,000 |
$7,500 |
15 Years |
80% |
6.49% |
$250,000 |
$7,500 |
Home Equity Line of Credit
Term |
Rate* |
Floor |
Max. Line |
80% max. loan to value |
Prime minus 0.75%
|
3.00% |
$250,000 |
Auto Loan Rates
Model Year |
36 Month APR 1 |
60 Month APR 1 |
Conditions |
2021 & Newer
|
4.99% |
5.49% |
Also available
48 mo. term @ 5.24%
72 mo. term @ 5.74% |
2014-2020 |
5.49% |
5.99% |
Also available
48 mo. term @ 5.74%
72 mo. term @ 6.49% |
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Vehicle loans are available for the purpose of purchasing a new or used vehicle, refinancing an existing vehicle loan, or purchasing a currently leased vehicle. Existing FD Community FCU loans are not eligible. Vehicles with rebranded titles (total loss, flood, rebuilt, etc.) are not eligible for financing.
Vehicle loan rates are stated as Annual Percentage Rates (APR). Rates based on credit history and qualification restrictions apply. All rates are subject to change without notice. Rates may range from 4.99% to 13.75% depending on the vehicle model year, credit history, and reflects a .25% discount for automatic payments from an FD Community FCU account. Other rates and terms available. Payment example for a borrower with top tier credit: For a term of 60 months at a rate of 5.49% the estimated monthly payment is $19.10 per $1,000.00 borrowed. Rates, monthly payments, and examples are estimates and provided as a courtesy only.
VISA Credit Cards
Type |
Purchases APR 1 |
Cash APR 1 |
Conditions |
Visa Classic |
8.95% |
8.95% |
3% of balance payment
Max line: $10,000
No annual fee
No balance transfer fee
|
Visa Classic PLUS |
12.25% |
13.25% |
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Consumer Loan Rates
Type |
36 Month APR 1 |
60 Month APR 1 |
Conditions |
Signature |
9.99% |
9.99% |
None |
Share Secured |
+3.0% over share type pledged |
+4.0% over share type pledged |
None |
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Personal loan rates are stated as Annual Percentage Rates (APR). Rates based on credit history and qualification restrictions apply. All rates are subject to change without notice.
Signature loan rates may range from 9.99% to 15.50% depending on credit history and reflect a .25% discount for automatic payments from an FD Community FCU account. Other rates and terms available.
Share secured loans are not subject to a .25% discount for automatic payments.