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Save, Spend and Borrow With Us!

Who Can Bank With Us?

FD Community Federal Credit Union changed to a community charter in 2001. With the community charter, our membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in the towns of Waterbury, Naugatuck, Cheshire, Watertown, Wolcott, Plymouth, Prospect, Oakville, Bethlehem, Thomaston, or Middlebury, Connecticut. You do not need to be a firefighter to join.

Why Bank With Us?

Credit Union membership has its privileges. Here's how you can benefit from using the FD Community Federal Credit Union:

Save Money On Rates

Our savings and loan rates are consistently better than most banks. Compare and See!

Save Money on Fees

We've eliminated or reduced fees for essential financial services such as Checking Accounts and ATM / VISA Debit Cards. Compare and See!

Full Service

You can handle all of your personal finances at the Credit Union.

Convenient Access to Your Money

Set your own banking hours with our convenient, 24-hour services such as Online and Mobile Banking, ATM Cards, Visa Debit Cards, and more. You choose when, where and how to conduct your financial business with us.

Enjoy the Peace of Mind of Insured Deposits

Your savings are federally insured up to $250,000 by the NCUA. IRAs are separately insured up to $250,000 by the NCUA.


As an owner of the Credit Union, you receive personalized service in an atmosphere of trust and confidentiality. You are not treated as another "customer."

Lifetime Membership

Once you join the Credit Union, you can take us with you wherever you go, even if you change jobs, relocate, or retire.

Family Membership

Your family members can also join the Credit Union and enjoy the same benefits that you do.

How Do I Start?

Joining is easy. Simply contact us and our friendly staff will be happy to assist you.

Main Office
601 Watertown Avenue, Waterbury, CT 06708
Phone: (203) 753-9201
Fax: (203) 756-6886

Meriden Road Branch
281 Meriden Road, Waterbury, CT 06705
Phone: (203) 753-9201
Fax: (203) 346-6187

Woodruff Branch
48 Woodruff Ave, Watertown, CT 06795
Phone: (203) 753-9201

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