Savings & Investment Rates

Share Rates
As of March 31, 2013 APR1 APY2 Conditions
Regular .20% .20% Dividends paid & compounded qtrly.
Rate is last declared rate
Clubs .15% .15% Dividends paid & compounded qtrly.
Rate is last declared rate.
Draft .10% .10% Minimum avg balance $500 Dividends paid & compounded quarterly. Rate is last declared rate.
Money One tiered   Minimum avg balance $2,500.00 Dividends paid & compounded quarterly. Rate is last declared rate.
  Tier 1: $2,500-$10,000.00 .30% .30%  
  Tier 2: $10,001-$75,000.00 .40% .40%  
  Tier 3: $75,001 & Greater .50% .50%  
Certificate Rates
As of April 25, 2013 APR1 APY2 Conditions
6 Month Certificate .25% .25% $500 minimum Dividends Compounded monthly
Penalty = 90 days dividend
12 Month Certificate .45% .45% $500 minimum Dividends Compounded monthly
Penalty = 90 days dividend
18 Month Certificate .50% .50% $500 minimum Dividends Compounded monthly
Penalty = 90 days dividend
24 Month Certificate .65% .65% $500 minimum Dividends Compounded monthly
Penalty = 90 days dividend
36 Month Certificate .90% .90% $500 minimum Dividends Compounded monthly
Penalty = 90 days dividend
IRA Regular .20% .20% Dividend paid & comp.quarterly.
Regular Rate as of July,01,2010
12 Month IRA Certificate .45% .45% Minimum is $1,000 Compounded monthly
Penalty = 90 days Dividend
18 Month IRA Certificate .50% .50% Minimum is $1,000 Compounded monthly
Penalty = 90 days Dividend
24 Month IRA Certificate .65% .65% Minimum is $1,000 Compounded monthly
Penalty = 90 days Dividend
36 Month IRA Certificate .90% .90% Minimum is $1,000 Compounded monthly
Penalty = 90 days Dividend

Notes: Rates stated are as of date indicated. Reg & Club are as of the last declared date. All rates subject to change. Next dividend declaration date is June 30, 2013 and dividends may change at that time.
1 APR = Annual Percentage Rate
2 APY = Annual Percentage Yield