Loan Rates

Mortgage Rates
1st Mortgages: Contact us for more information. Rates can change at any time. Ask us about our 10 year mortgage special at 2.95%
2nd Mortgages: Terms to 15 yrs. 80% maximum loan to value, $125,000 maximum loan.
Home Equity Line of Credit: 10 yr draw/15 yr repay. Terms to 80% maximum loan to value, $150,000 maximum line. Rates as low as Prime minus .75% for life of loan. Floor of 3.50%.
Consumer Loan Rates
As of March 16, 2013 36 Month APR1 60 Month APR1 Conditions
Signature 9.95% 10.95%  
Motor Vehicle      
2010- Newer Model Year 1.75% 1.99% 48 mo. term @ 1.85% also available
2006-2009 Model Year 4.99% 5.45% 48 mo. term also available
Share Secured +3.0% over share type pledged +4.0% over share type pledged  
VISA Credit Cards
As of March 16, 2013 Purchases APR1 Cash APR1 Conditions
Visa Classic PLUS (with Scorecard Points) 12.25% 13.75% 25 day grace
3% of balance payment
Max line: $10,000
No annual fee
Visa Classic 8.95% 8.95%

Rates stated are lowest available. Rates vary based upon term and applicant's personal credit history.
Rates are stated in Annual Percentage Rate (APR).
1APR = Annual Percentage Rate